Plans that allow participants to direct their own investments provide a core group of investment products from which participants may choose. Otherwise, professionals hired by the employer direct and manage the employees’ investments.
General Financial Concepts
Three Principals of Personal Finance
[youtube_sc url=”IRVzqROJmR4″ title=”Three%20Principals%20of%20Personal%20Finance” width=”240″ height=”160″ border=”1″ color1=”282828″]
Key Takeaways from Video
- Spend less than you earn
- Make your money work for you
- Protect your money
[column size=”3×1″ title=”Budgeting”]
- Monthly Payment Calendar
- Monthly Payment Schedule
- Income & Expenses Worksheet
- Spending-Plan-Template
- How to Write a Check
- How to Write a Check for Cash
- How to Correct a Mistake on a Check
[/column]
[column size=”3×1″ title=”Managing Debt & Credit”]
- Reading the Fine Print in Credit Card Offers & Agreements
- Tips for Improving Your Credit Score
- Understanding the New Credit Card Rules Effective 2-22-2010
- Sample Dispute Letter
- Credit Counseling vs. Debt Management
[/column]
[column size=”3×1″ last=”true” title=”Money Smart”]
The Money Smart for Adults consists of eleven training modules that cover basic financial topics.
[/column]
[column size=”3×1″ title=”Mortgages”]
[/column]
[column size=”3×1″ title=”Insurance”]
- Insurance Basics
- Insurance Options
- Services Covered
- Life Changes Require Health Choices, Know Your Benefit Options
[/column]
[column size=”3×1″ last=”true” title=”Financial Fraud & Theft”]
- How to protect yourself
- Safe internet banking
- Phishing
- Avoiding Foreclosure and Foreclosure Rescue Scams
[/column]
[line]
Investment Concepts
[column size=”3×1″ title=”The Saver’s Credit”]
[youtube_sc url=”h6qW8r50R08″ title=”The%20Saver%27s%20Credit” width=”240″ height=”160″ border=”2″ color1=”000000″]
[/column]
[column size=”3×1″ title=”Asset Classes”]
[youtube_sc url=”rSs9jfmzcRg” title=”Asset%20Classes” width=”240″ height=”160″ border=”2″ color1=”000000″]
[/column]
[column size=”3×1″ last=”true” title=”Risk & Return”]
[youtube_sc url=”xAWxKk9tUME” title=”Introduction%20to%20Risk%20and%20Return” width=”240″ height=”160″ border=”2″ color1=”000000″]
[/column]
[column size=”3×1″ title=”Benefits of Starting Early”]
[youtube_sc url=”jFtemSv8N48″ title=”Getting%20an%20Early%20Start%20to%20Retire%20Smart” width=”240″ height=”160″ border=”1″ color1=”282828″]
[/column]
[column size=”3×1″ title=”Benchmarking”]
[youtube_sc url=”N5vhpFqC5y0″ title=”Benchmarking” width=”240″ height=”160″ border=”1″ color1=”282828″ modestbranding=”1″]
[/column]
[column size=”3×1″ last=”true” title=”Market Volatility”]
[youtube_sc url=”Wh6xDMyBPEc” title=”Investing%20in%20a%20Volatile%20Market” width=”240″ height=”160″ border=”1″ color1=”282828″]
[/column]
[column size=”3×1″ title=”Dollar Cost Averaging”]
[youtube_sc url=”D0GmDSrTXG0″ title=”Dollar%20Cost%20Averaging” width=”240″ height=”160″ border=”1″ color1=”282828″]
[/column]
[column size=”3×1″ title=”Chasing Performance”]
[youtube_sc url=”GdKMDICJ8lo” title=”Chasing%20the%20Market” width=”240″ height=”160″ border=”2″ color1=”000000″]
[/column]
[column size=”3×1″ last=”true” title=”Rebalancing”]
[youtube_sc url=”tF72RxzCloI” title=”Is%20it%20Time%20to%20Rebalance%20Your%20Portfolio” width=”240″ height=”160″ border=”2″ color1=”000000″]
[/column]
[line]