 |
 |
 |
|
 |
 |
 |
 |
| |
|
| |
Comprehensive
Wealth Planning
We utilize a total wealth management system which simplifies
our clients’ live and gives
them access to their financial picture anytime, anywhere
via the world-wide web. This comprehensive program is
a powerful tool that we leverage for defining, measuring,
and achieving the relationship goals and objectives.
This system allows us to help clients with cash flow
forecasting, retirement projections, education funding,
“life event” planning, goal planning, and
estate planning. Wealth planning and advisory services
are offered through Linsco/Private Ledger. |
| |
|
|
Investment
Management
We are affiliated with the number one* (for eleven
consecutive years) independent broker/dealer in the
country. Linsco/Private Ledger (LPL) provides us with
the tools and solutions that help us help our clients
reach their goals and objectives. With over 7,000
financial advisors and over $107 billion in assets
under management, LPL provides us with the scale to
deliver world class investment solutions to our clients.
LPL is a privately-held company which is owned by
two private equity firms and management. LPL does
not offer investment banking services and does not
manufacture any of its own products. This is critical
as it enables us to be completely independent and
unbiased with respect to investment managers and wealth
management solutions. If a manager is not performing,
we are under no obligation to work with them.
*As reported in Financial Planning
magazine June 1996-2006, based on total revenues.
To learn more about Linsco/Private Ledger, please visit
their website at www.lpl.com
|
| |
|
|
Risk
Management
We assist our clients with defining their risk management
goals and designing a plan for retaining, transferring,
or sharing risk based upon a comprehensive cost/benefits
analysis. We have established relationships with the
top life, disability, and long-term care insurance
carriers and have developed strategic alliances with
other advisors who operate in specialty areas such
as health insurance, long-term care insurance, and
property and casualty insurance. |
| |
|
|
Mortgage
Services
We offer a variety of financing solutions through
LPL’s mortgage program including access
to a
many choices among adjustable rate, fixed rate and
interest only lending solutions. Through this program,
we have access to some of the nation’s largest
lending institutions. This program enables us to provide
our clients with competitive interest rates, competitive
loan closing costs, and flexible financing solutions.
LPL's mortgage team assists with each mortgage transaction
until it is closed, ensuring that our clients receive
high-quality service. We have access to numerous purchase
and refinance choices including first and second mortgages,
refinance mortgages, and home equity lines of credit. |
|
|
| |
Cash
Management
One of the many advantages of LPL’s scale is the
ability to offer up to $1 million of FDIC insured cash
accounts. In addition, the interest rates on these accounts
are some of the highest in the industry. Interest rates
are determined by the amount of assets a client holds
at LPL. This provides an incentive to not only simplify
a client’s financial life but get paid for it
as well. In addition, LPL provides clients with the
ability to write checks from their cash accounts making
access to a client’s money quick and easy. |
| |
|
|
Tax
Planning
Tax planning services include reviewing tax returns
for personal and business entities and recommending
strategies for reducing future taxes. Although we
do not prepare tax returns, we do work closely with
several CPAs and can make referrals as required. Our
goal in conducting tax reviews is to leverage our
training, background, and expertise into savings
and
tax-advantaged wealth creation opportunities for our
clients. |
| |
|
|
Implementation
and Execution
Once a financial plan has been established, we work
with our clients to put it into action. We have relationships
with numerous law firms that assist us and our clients
by drafting documents for estate plans. You are under
no obligation to work with our advisors and we
are
happy to work with any professionals with whom our
clients already have existing relationships. |
| |
|
|
Retirement
Plans
We have the resources and relationships to assist
business owners with the design and implementation
of retirement plans to help them attract, retain,
and motivate the best talent available in the marketplace.
Our relationships include some of the strongest and
best platforms in the retirement plan industry.
We start by asking questions, listening, and evaluating
our clients’ needs. This may include tweaking
existing plans or starting from scratch. In short,
we have the expertise to help our clients implement
a plan to help them reach their goals and objectives.
|
|
 |
|
|
|
|
|
 |
